Stably Ramp and Stably Prime payment methods, fees, limits, and settlement times.

Stably Prime and Stably Ramp are stablecoin platforms that allow users to access digital assets and offer various payment and transaction options.

Stably Ramp

Stably Ramp offers payment methods such as ACH Bank Transfer, Instant ACH Bank Transfer, Card (with Visa and Mastercard to be added soon), Fedwire (coming soon), and SWIFT Wire (coming soon). There is a 1.5% fee for ACH Bank Transfer, 2% or a flat fee of $2 for Instant ACH Bank Transfer, and 3.99% for Card transactions. The weekly limit for ACH Bank Transfer and Card transactions is $1,000, while the weekly limit for Instant ACH Bank Transfer is $100. The network fees for Stably Ramp vary based on the blockchain and network conditions.

Stably Prime

Stably Prime provides various deposit options, including ACH (Domestic USA), Card (Visa and Mastercard- Global), Fedwire (Domestic USA), SWIFT (Global), and Blockchain (Global). All deposit methods are fee-free, with a weekly limit of $1,000 for both ACH and Card transactions. The settlement time for ACH is T+5 or more business days, while Fedwire transactions have a settlement time of T+0 (same-day if sent before 12:00pm PT) or T+1 (next business day if sent after 12:00pm PT). SWIFT transactions have a settlement time of T+3 or more business days, and Blockchain transactions have a same-day settlement time of T+0.

Withdrawal

Withdrawal methods include ACH (Domestic USA), Fedwire (Domestic USA), SWIFT (Global), and Blockchain (Global). ACH withdrawals have a fee of $1 + 0.10%, Fedwire withdrawals have a fee of $30 + 0.10%, SWIFT withdrawals have a fee of $35 + 0.10%, and Blockchain withdrawals have a fee of $16 (Ethereum) or $1 (all other networks). There are no limits for withdrawals, and the settlement time for ACH is T+5 or more business days, T+0 (same-day if sent before 12:00pm PT) or T+1 (next business day if sent after 12:00pm PT) for Fedwire, T+3 or more business days for SWIFT, and T+1 or more business days for Blockchain. Digital assets held in cold storage by the regulated custodian are only processed for withdrawal during normal US business hours (Pacific Time).

Buy and Sell

When buying and selling assets, there are no fees for USDS and VeUSD, and fees of 0.30% to 0.50% for USDC, USDT, BTC, ETH, LTC, ADA, AVAX, and SOL. The settlement time for all assets is T+0 (same-day). USDS is available on Ethereum, BNB Chain (BEP2), Stellar, Tezos, ICON, Chia, Harmony, XRP Ledger, and Polymesh, with more networks to be added soon. VeUSD is available on VeChainThor. USDC is available on Ethereum, Stellar, Avalanche, and Solana. USDT is available on Ethereum.

Custody

For custody, there are no fees for fiat (USD) or digital assets, and there are no limits for either fiat or digital assets.

For a detailed fee structure of Stably Ramp fees and Stably Prime fees, please view Stably Fees, Limits, Payment Methods.

Note: This fee structure was put into effect in 2023. This image is as of February 18, 2023 and fee schedule is subject to change.

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RISK DISCLAIMER: Nothing contained herein shall be considered financial advice or recommendation to buy/sell any security, commodity, cryptocurrency, digital asset, or any other financial instrument or asset. Cryptocurrencies, digital assets, and investing have many risks, including risk of losses beyond principal investment or purchase amount. Past performance is not indicative of future results. Investing, purchasing, and transacting in cryptocurrencies and digital assets carry a high level of risk and may not be suitable for all individuals. Before deciding to invest in cryptocurrencies and digital assets, you should carefully consider your objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss that may exceed your initial investment or purchase amount and therefore you should not invest money or purchase cryptocurrencies or digital assets in any amount that you cannot afford to lose. You should be aware of all the risks associated with cryptocurrency/digital asset investing, purchasing, and transacting and seek advice from an independent licensed financial advisor.

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